Electronic Consent Agreement

All requests for access to loan products involve various disclosures, records, and documents (“Loan Documents”), including this Electronic Consent Agreement. By submitting a loan request you agree to be connected with one of our third-party lenders. The purpose of this Electronic Consent Agreement is to obtain your consent to execute all transactions related to providing access to loan products using electronic disclosures and records, receive certain Loan Documents in electronic form rather than in paper form. With Your consent, you will also be able to sign and authorize these Loan Documents electronically.
Before engaging in this transaction electronically with the lender, it is important that you understand your rights and responsibilities. Please read the following and affirm your consent to conduct business electronically. For purposes of this Electronic Consent Agreement, “e-disclosures” means the Loan Documents related to this transaction that are provided electronically, “You” and “Your” mean the borrower(s) under the applicable loan to which such Loan Documents apply, and “We”, “Our” and “Us” mean the applicable provider of access to credit herein referred to as Ecwitty.com and the lender with whom You are transacting business for such loan(s).
Your consent to participate in this transaction electronically online will apply to all third-party lender transactions. If you provide your consent by clicking the “Get Started” button at the bottom of the page, the transaction shall be conducted electronically. All third-party lenders will adhere to the following:
  • Third-party lenders maintain all disclosures required by law.
  • Third-party lender websites contain all applicable disclosures.
  • All disclosures in paper form can be provided to you free of charge.

Your Electronic Consent to the service provided by Ecwitty.com cannot be withdrawn due to the nature of the transaction. This is a single transaction that takes place at a single moment in time. However, you do reserve the right to withdraw your Electronic Consent with third-party lenders at any time without penalty. If you decide to withdraw Electronic Consent from a third-party lender, it may prevent you from obtaining credit. You must withdraw Electronic Consent with the lender directly. If you originally agree to Electronic Consent, but later withdraw your consent, all prior electronic disclosures remain in effect.

In order to view and/or obtain electronic disclosures, you must have a computer with Internet access and an Internet email account and address; an Internet browser using 128-bit encryption or higher, a PDF file reader, SSL encryption and access to a printer or the ability to download information in order to keep copies of your electronic disclosures for your records. All questions regarding your loan transaction should be sent directly to third-party lenders.
You must promptly notify third-party lenders of changes to your email address and physical mailing address, or other information needed to contact you. All changes to contact information may be completed at third-party lender websites or by physical mail.
By submitting your loan request, you agree to be bound by the terms of this Electronic Consent Agreement and acknowledge that you have full access to the disclosures listed above. You also consent to submitting and receiving required information electronically, and to the use of electronic records and signatures in connection with your transaction(s).